Model portfolios · Regular plans

One clear plan for your mutual-fund journey.

Explore diversified portfolios by goal, time horizon and risk level. Invest through SIP or lump sum and track every scheme in one place.

Simple customer flow

From goal to investment in six clear steps

Customers always know what comes next and can review every detail before authorising a transaction.

1Choose a goalSelect wealth, retirement, education, home or emergency reserve.

2Check riskComplete a short risk and loss-capacity assessment.

3Review basketCompare allocation, expected range, costs and risks.

4Verify detailsComplete KYC, bank verification and nominee details.

5Authorise paymentChoose SIP or lump sum and approve the transaction.

6Track and reviewMonitor goal progress, SIPs and allocation drift.

Return context

Illustrative historical category ranges

Use the range to understand variability, not as a promised return.

Lower fluctuation

Conservative

6%–9% p.a.

Typical horizon: 2–3+ years
Debt-led allocation with limited equity.

Measured growth

Moderate

9%–13% p.a.

Typical horizon: 3–5+ years
Balanced exposure across growth and stability assets.

Higher fluctuation

Aggressive

11%–16% p.a.

Typical horizon: 5–7+ years
Equity-led allocation with possible sharp declines.

Demonstration ranges based on broad asset-category assumptions; they are not actual FINWEL portfolio returns. Past performance does not guarantee future results.

Create a goal-based basket

Enter the client’s goal, time horizon and contribution to generate an allocation for review.

Important: FINWEL acts as a mutual-fund distributor and may receive trail commission from Asset Management Companies on investments made through Regular Plans. Regular Plans have a higher expense ratio than Direct Plans. Mutual-fund investments are subject to market risks. Please read all scheme-related documents carefully.