Step-up SIP Calculator
Step-up SIP Calculator
See what a SIP grows to when you raise the instalment every year. Useful if you expect your income to rise and want the investment to keep pace.
Starting monthly investment
₹
Annual step-up
%
The instalment rises by this much on each anniversary. Set 0 for a level SIP.
Expected return rate (p.a.)
%
An assumption you choose — not a rate FINWEL sets or predicts.
Time period
Yr
Invested amount
₹19,12,491
Est. returns
₹14,28,426
Total value
₹33,40,917
Final instalment
₹23,579
Total
₹33,40,917
Invested
₹19,12,491
Est. returns
₹14,28,426
Raising a ₹10,000 monthly investment by 10% each year for 10 years, at an assumed 12% a year, could grow to ₹33,40,917, of which ₹14,28,426 would be growth.
Projected value
₹33,40,917
Invested
₹19,12,491
Instalments are assumed at the end of each month.
About this illustration
These figures are an illustration, not a forecast. They assume the return rate you entered holds steady for the whole period — real returns move, and can be negative. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. FINWEL does not guarantee any return. FINWEL is an AMFI-registered mutual fund distributor, ARN-192326.